A law doubling auto liability coverage limits in the Golden State goes into effect January 1, 2025. Senate Bill 1107 was signed into law in September 2022 and this bill increases the minimum liability insurance requirements for drivers statewide. California’s existing law requires a minimum of $15,000 for bodily injury or death to one person, $30,000 for bodily injury or death to more than one person, and $5,000 for property damage.
The new law that takes effect January 1, 2025, requires driver a minimum of $30,000 for bodily injury or death to one person, $60,000 for bodily injury or death to more than one person, and $15,000 for property damage — triple the existing amount. This is the first coverage adjustment in over 56 years and is a long overdue change. In addition to the 2025 adjustment there are increases scheduled for 2035 as well. On January 1, 2035, the law will increase the minimum amounts of required liability insurance coverage by $20,000 for bodily injury or death of one person and $40,000 for bodily injury or death of more than one person in one accident. Property damage would increase by another $10,000. Insurers will automatically update policies Jan. 1
According to State Farm, the change will provide additional protection for California drivers. Services associated with these coverages, like medical and repair costs, have risen significantly over the last 56 years. State Farm also stated that customers with policies below the new minimum limits will see their policies automatically updated to meet the new requirements when they renew on or after January 1, 2025. Other insurance companies are expected to follow a similar process, automatically adjusting existing policies to meet the new minimum requirements starting January 1, 2025. This means all California drivers, regardless of their insurer, will see their coverage limits updated to comply with the new law.
We represent people who are injured because of the careless and reckless acts of others. At the end of the day your case can only be settled one time and you need to know all of the facts beforehand. The reason that insurance companies have paid our clients in excess of $130,000,000.00 is that we get the facts and are not intimidated at the prospect of going to trial when insurance companies fail to offer full compensation. We help with serious injuries that require serious representation. We are the Law Offices of Guenard & Bozarth, LLP. Our attorneys have more than 60 years of experience specializing in only representing injured people. Call GB Legal 24/7/365 at 888-809-1075 or visit www.gblegal.com
