The premiums for private disability insurance are expensive. You should not have to fight your insurance carrier when you are injured or ill and need to invoke your disability policy. Yet thousands of claimants get the runaround or flat-out denial when they file a claim, or have their benefits mysteriously and abruptly cut off. These common scenarios may constitute insurance bad faith if there is no legitimate reason for withholding benefits. Guenard & Bozarth represents individuals who have been unfairly treated or had their claims terminated without cause. Our lawyers have litigated short-term disability and long-term disability insurance claims on behalf of clients throughout Northern California and beyond. Permanent disability is clearly defined under the law, but many times insurers just stop paying after two years, five years or 10 years. This may be grounds for a bad faith lawsuit. If you have encountered any issue with your private disability insurance claim, call the experienced trial attorneys of Guenard & Bozarth. We have offices in Elk Grove and Sacramento. Call 916-226-9098for a free consultation or use our online form to tell us about your denied disability claim.